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Our Branch Benefits and Advantages

Company Fees – NFM Lending has a competitive, streamlined fee structure designed to maximize branch profits. Once an administrative fee and underwriting fee has been determined for each new branch, the same fee will be charged on all loans, regardless of monthly volume or loan size. Compared to many of our competitors, NFM Lending’s fees are lower in price, and higher in service.

Licensing – Our licensing departments will help transfer, renew, and obtain licenses for new branches and Loan Originators.

Compliance Support – Our Quality Assurance, Compliance, and Licensing departments are dedicated to ensuring that all branches are compliant throughout the loan process.

Accounting – NFM Lending handles all accounting needs, payroll, and financial reports.

Human Resources – The Human Resources (HR) Department handles all your on-boarding, compensation, employee relations, benefits, and training needs. In addition, NFM Lending has a team of Recruiters that work for you, to help build your branch.

Health Insurance and Other Benefits

NFM Lending invests in our employees and their families with a comprehensive, competitive benefits package. We are constantly working to improve on the benefits available to our employees to adjust to their changing needs.

Health Insurance and Other Benefits
Health Health Savings Account (HSA) and
Preferred Provider Organization (PPO) plan,
(some states offer an HSA PPO plan)
Dental Two PPO Plans
Flexible Spending Accounts (FSA) Full FSA, Dependent Care FSA, and Limited Purpose FSA
Supplimental Insurance Long-Term and Short-Term Disability Insurance,
Accident Insurance, Critical Illness Insurance, and Life Insurance
Other Vision coverage, 401(k) retirement plan with discretionary company match, legal services and identity theft solutions, 529 Plan, pet insurance, and Employee Assistance Program

Personalized Marketing Support

At NFM Lending, our marketing gurus and in-house Graphic Designers will ensure your marketing and branding efforts are visually appealing and effective.


Start-Up – We create business cards, press releases, email and social media announcements, and personal websites as soon as you are on board.

Promotional Materials – We have in-stock and ready to ship promotional items in our “NFM Store,” such as pens, clips, water bottles, and notebooks. We can also create custom items branded specifically to you or your Branch.

Marketing Library – We have a library of over 100 approved marketing pieces ready for you to use. These fliers, postcards, brochures, and banners are available in our Intranet website and can be customized and tailored to you.

Custom Marketing – Our in-house Graphic Designers can create custom designs on requests to help your marketing strategies. They can work together with you to materialize your ideas, or to come up with brand new concepts.

Co-Marketing – We are here to help you build your referral networks, while ensuring compliance is met. Whether you want to send out postcards, print open house fliers and other co-marketing pieces, or split advertising expenses on the Internet, we can make it happen.

Loan Originator Websites – All licensed Loan Originators are provided a complimentary website. These websites are branded and customizable. They feature a biography page, secured online application, mortgage tools and calculators, blogs, and other advanced tools.

Email Marketing and CRM – At NFM, we have Top of Mind/SureFire for our Customer Relationship Management(CRM) system to facilitate email marketing. Top of Mind automatically sends out e-cards (birthday, holiday, seasonal, and anniversary), co-marketed emails, and client and/or Realtor campaigns. The system also has a vast library of email blasts for you to send targeted emails, and a 5 year post-closing campaign that includes postcard mailers.

Loan Milestones
– Update your borrowers automatically with our loan status emails that include custom videos. These emails are triggered at key milestones during the life of the loan and sent out on your behalf.

Social Media – Our in-house Social Media Coordinators will help you set up and manage your outlets in an effective and compliant way to help you grow your online presence. They will also provide individual online branding guidance.

Elite Club

We reward our top Loan Originators who stand above the rest and achieve a high sales volumes throughout the year with an all-inclusive, all-expenses-paid trip to a luxurious destination. Other benefits such as jewelry and car allowances are added based on which level of recognition the Loan Originator achieved. Last year’s destination was to The Boulders Resort in Arizona.